Risk is defined as the exposure to or a situation involving exposure to danger, harm or loss. As independent financial advisors, Encompass Financial Planning strongly believes that a great foundation is a well thought out risk plan. This is one of the first steps to an individual’s financial life. We have seen firsthand the value of planning before "life" situations occur.

We generally start our risk planning discussions around health insurance, property and casualty insurance, life and disability insurance and, when appropriate, long term care protection.

Life Happens